800-233-1341

Renters Insurance in Rolla and Bottineau, ND

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At First State Insurance Agency, Inc., we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from First State Insurance Agency, Inc. are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

First State Insurance Agency, Inc. - Rolla

15 Main Ave E

P.O. Box PO Box 909 Rolla, ND 58367

Main office: 701-212-1035
Toll free: 800-233-1341
Fax: 701-477-3178

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

First State Insurance Agency, Inc. - Bottineau

114 West 5th St

Bottineau, ND 58318

Main office: 701-540-6474
Toll free: 888-276-1704
Fax: 701-228-5887

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

They have strong ties with the community and it shows. It's nice to do business with people that are very courteous and definitely here to help out their customers.
Doug B.
I appreciate the personal service that was provided to me at my time of loss. The agents are knowledgeable about the coverage and they take care of each customer on a personal basis.
Tove H.